We have made you a loan of the Amount Financed that is secured by the pledged goods you have deposited with us as listed on the front of your ticket. You do not have to pay this loan. If you want to recover the pledged goods you must pay us the Amount Financed plus the finance charges we have earned. If the Finance Charge shown on the ticket is $15 or less we earn all the Finance Charge when the loan is made. If the Finance Charge is greater than $15 and you pay the loan in full or renew it before the Date Due we will reduce the Finance Charge by 1/30th for each day from the day you pay or renew the loan to the Date Due but the Finance Charge will never be reduced below $15. The Total of Payments is the amount you owe on the Date Due. If you pay the loan after the Date Due, we will add 1/30th of the Finance Charge for each day from the Date Due until the date you pay. If you do not pay the loan on or before the Last Day of Grace your pledged goods may become our property if we so choose. If your pledged goods become our property we may sell it to you or any other person at a price determined by us and the buyer must pay sales tax. IF YOU NEED ADDITIONAL TIME TO PAY YOUR LOAN, YOU MUST GET OUR AGREEMENT IN WRITING. VERBAL AGREEMENTS FOR ADDITIONAL TIME ARE NOT BINDING. You have certain rights to extend or pay this loan by mail. If you redeem by mail, you must pay us the amount due on the loan plus reasonable and necessary expenses of packing and shipping and the expense of insuring the goods in an amount specified by you. Payment for mail transactions may be required to be made by cashier's or certified check or money order.

If you pay the loan we will return the property to you in the same condition we received it. If we loose your property or if it is damaged while in our possession, we will replace it with identical or similar property of the same kind and quality or have your property restored to its condition at the time you deposited it with us. All replacements are subject to approval by the Consumer Credit Commissioner.

Any person who possesses a pawn ticket may pay us the amount due and we must give that person the pledged goods if we have not been notified in writing that this ticket has been lost or stolen. IF YOUR TICKET IS LOST OR STOLEN YOU MUST NOTIFY US IN WRITING TO PROTECT YOUR PLEDGED GOODS. Fee for lost ticket and statement: $1.00.

Customer Privacy Notice: We collect nonpublic personal information about you as a consumer, customer or former customer from the following sources: Information we receive from you on our pawn forms, loan documents, sales documents, or other forms; information about your transactions with us, our affiliates, or others. We do not disclose any nonpublic personal information about our customers or former customers to anyone except to our affiliates and as permitted by law. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain safeguards that restrict access to your nonpublic personal information.

TEXAS PAWNBROKERS ARE LICENSED AND REGULATED BY THE TEXAS CONSUMER CREDIT COMMISSIONER. FOR INFORMATION OR ASSISTANCE WITH ANY PAWN OR OTHER CREDIT PROBLEM CALL 1-800-538-1579.

LAS CASAS DE EMPENO ESTAN LICENCIADAS Y REGULADAS POR EL COMISIONADO DE CREDITO DEL CONSUMIDOR DE TEXAS PARA INFORMACION O ASISTENCIA SOBRE CUALQUIER TIPO DE EMPENO O PROBLEMA DE CREDITO, FAVOR LLAMAR AL 1-800-538-1579.